Few things are more significant than the decision to buy a home. There's so much to consider. At Partners 1st, our mortgage experts help you get more from your mortgage by structuring it around your needs. Our fast and simple approach combines competitive rates and quick decisions. Plus, you get a highly personal, highly responsive mortgage professional to guide you through every step.

Whatever stage you are at in life, Cheryl Richey, our Mortgage Operations Supervisor will find the loan that's right for you!

Cheryl Richey Mortgage Operations Supervisor

I have lived in Fort Wayne for the past 22 years.  I started working at Partners 1st FCU in 1993 and have been working in the home lending industry since 2008.  I started at the young age of 16 and like to say I grew up in the financial world.  I feel blessed to be a part of this organization and to have worked with Partners 1st FCU for 20 years. I have had the experience of processing loans, underwriting loans, and also originating loans.  I strive to analyze every different situation, discuss the members options and find the program that best fits each members needs.  I am committed to staying at the forefront of the real estate industry.  Whether you are a first time home buyer or an empty nester, you will be treated with a level of service that is superior.  I hope with that feeling of superior service, that my members will feel confident to refer my services to others.

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Refinance Your 1st Mortgage @ 3.00%

Residents of Indiana, Ohio, Kentucky and Virginia - now's the time to refinance your mortgage and save!

For only $199 in closing costs, you can refinance your mortgage at a NEW LOW RATE of 3.00% and own your home in just 10 years.

Contact Cheryl in our Mortgage Department to learn more!

Office: 260.471.8336 or 800.728.8943
Cell: 260.417.0051

*Available for refinanced 1st mortgage loan amounts between $50,000 and $200,000. Minimum FICO credit score of 700 and minimum 80% LTV required. If balance falls below $25,000 within first two years, closing costs plus $650 origination penalty are due. Virginia members are required to pay recording tax. Primary residences only; vacation homes will be considered case-by-case. Maximum term of 10 years. Escrow required and refinance on existing mortgage balance only. If program used for new purchase, closing costs are paid by borrower.