Benefits of Partners 1st
Membership Advantages
At Partners 1st, you're a member, not just a customer. Your deposit is considered your share of ownership. As an owner, you'll experience lower loan rates, higher savings rates, and free or low-cost services.
The more Partners 1st products and services you use, the greater the rewards!
- FREE Identity Theft Protection
- Enjoy bonus rates on CDs
- Discounts on Products & Services
- Discounts on Loan Rates
- Experience waived or reduced fees on most services!
Partnership Level Requirements*
Your Partnership Level is determined by the types of products and services you use.
Level 1 (High) |
Level 2 (Mid) |
Level 3 (Basic) |
• Personal checking account |
• Personal checking account
|
• Organizations and businesses
|
$3,000 Accidental Death & Dismemberment Insurance
All Partners 1st members age 18 and over are eligible for $3000 of FREE Accidental Death & Dismemberment Insurance. This plan offers full 24-hour coverage for accidents anywhere in the world, on or off the job, on business, on vacation, and even at home.
FREE Discount Prescription Drug Card
Partners 1st provides free discount prescription drug cards to help lower your prescription drug costs. These cards are available at no cost to you, and can even be printed using your own printer.
Learn More & Request/Print Your Card »
Visa Discounts
Did you know you can receive special discounts for your favorite stores and restaurants when you use your Visa card? It’s easy! Just click on the link below to view the current specials from Visa and remember to check back often for updates!
*New levels effective 3/26/11. Member must have visited 1st Online within last 60 days to be considered an active 1st Online participant. Direct deposit or payroll must have occurred within past 60 days. Privilege Pay loans do not qualify as loans for determining Partnership Levels. Loan discount is lost if moving to another tier with different discount. Must qualify for loan rate discount before disbursement. Check with our staff to determine which loans have a discount. Accounts with a loan delinquent 25 days or more are assigned to Level 3. Accounts with a negative balance write off, charged off loan or Chapter 7 or 13 bankruptcy are also assigned to Level 3. Loan rate discounts not applicable on 1st and 2nd mortgages, Creditlines, collection rewrites and Privilege Pay loans. For free identity theft protection, Level 1 members must sign an agreement.