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Refer & Earn

Family and friends... these are who make up your true community and they are who create who you are through sharing life’s experiences together.

Partners 1st appreciates community. We believe the greatest compliment is when you refer someone from your community to ours. For a limited time, Partners 1st is offering a $50 referral incentive when you invite someone to join and they open an account. We will also give the referred member $50 after they open a checking account with an active debit card. They can also get an additional $50 for starting a reoccurring direct deposit.

When communities come together, great things happen.

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*Please read this Terms of Use Agreement carefully prior to participating in the Partners 1st Federal Credit Union Member Referral Program (the “Refer & Earn" Program). It is your responsibility to ensure you have read and understand the rules of the program. By participating in the "Refer & Earn" Program, you accept and agree to the terms and conditions of this Terms of Use Agreement. If you do not accept and agree to the terms and conditions of this agreement, you may not participate in the "Refer & Earn" Program.

• The "Refer & Earn" Program is available for primary consumer accounts only.

• Members assume all tax liabilities for incentives paid.

• We reserve the right to cancel, modify, or terminate the "Refer & Earn" Program at any time for any reason without notice.

• We reserve the right to disqualify any referring Partners 1st FCU member or referred individual at any time from participation in the "Refer & Earn" Program at our discretion, for any reason, including, but not limited to, fraudulent or illegal activity, Referral Program abuse, or failure to comply with any of the terms or conditions of the "Refer & Earn" Program.

• The referred individual must open a qualifying membership account. A qualifying membership account consists of a checking account with a minimum opening deposit of $25.00 and a savings account with a minimum opening deposit of $5.00. A minimum of $5.00 must be maintained in the savings at all times.

• The referred individual must be eighteen years of age or older to participate in the "Refer & Earn" Program.

• Employees and their household members are not eligible to participate in the "Refer & Earn" Program or earn cash incentives.

Referring Partners 1st FCU Member:

• Referring individual must have a membership account in good standing to be eligible to refer. Accounts will be deemed in good standing at our discretion.

• The referred individual must provide the referring member’s name and address when opening an account in person at one of our branches for incentives to be paid.

• Incentives will be credited to the primary share account once the referred individual opens a qualifying account, and the account has been reviewed by the credit union.

• Only one referring Partner 1st FCU member will be paid for each new account referral.

• There is a $500 maximum incentive payout per referring member (10 active accounts). Incentives processed weekly.

Referred Individual:

• All accounts are subject to our approval.

• Referred Individual must be eligible for membership.

• Referred Individual must provide the referring member’s name and address when opening an account in person at one of our branches for incentives to be paid.

• Referred Individual must not have had any membership, account or loan with Partners 1st Federal Credit Union during the preceding twelve months.

• Referred Individual must open a qualifying membership account. A qualifying membership account consists of a checking account with a minimum opening deposit of $25.00 and a savings account with a minimum opening deposit of $5.00. A minimum of $5.00 must be maintained in the savings at all times. Upon meeting this account requirement Referred individual will qualify for $50 incentive.

• Referred individual can qualify for additional $50 incentive by implementing a recurring Direct Deposit. $50 incentive will be paid after the second direct deposit is received.

• Referred Individual waives their privacy rights and any other requirements in order for us to disclose the opening of an account and pay the incentive to the referring Partners 1st FCU member.

• Incentives will be credited to the primary share account and are processed weekly.

• Limit one referral program new account incentive per new member.

• All new accounts are verified through ChexSystems.

• All steps for the "Refer & Earn" Promotion must be completed within 90 days to receive the cash incentive.