Beyond The Transaction Member Newsletter - Fall 2024
Get Financially Fit For The Holidays
There are so many things to account for during the holiday season: gifts for family, friends, and coworkers, preparing meals and carry-in specials, and staying on top of never-ending bills. To make this holiday season a success, start with these tips to keep your holiday spending in check.
- Start with a monthly budget. List out your normal monthly expenses and compare them to your income. Remember that the holidays are coming up and may affect your pay, so adjust accordingly.
Also, keep in mind that you may not need to make a payment on certain loans in December, giving your wallet extra wiggle room. As a Partners 1st member, some qualifying loans get automatically advanced as part of our December Skip-A-Pay program. If you have questions, visit your branch.
- Create a holiday budget. When you are feeling generous, it can be easy to overspend. So, once you allocate a holiday budget, start breaking it down. List how much you plan to spend on family, friends, and coworkers. Each person should have a dedicated amount. Then, stick to your budget when you go shopping. Don’t forget any holiday gift exchanges as well!
- Look for ways to save now. If you are reading this in October, then start saving in October. Holiday shopping and festivities add up fast, so it is best to already have some money set aside in a separate account, like our Christmas Club – where you earn higher dividends than a standard savings account!
- Find low-cost gifts. Instead of buying the latest and greatest gear, try finding unique treasures at thrift stores or getting handy with materials around your home. The best gifts are the ones from the heart.
- Pick up a seasonal job. With extra shopping on the horizon, retail stores get into a hiring frenzy to ensure they are fully staffed. This is the perfect time to earn a bit more cash before the holidays are in full force.
If you are still struggling to keep up with bills, holiday shopping, and other expenses, then don’t forget about our Holiday Helper loan – available starting in November. This personal loan gives you the boost you need to enjoy the holidays with less financial stress.
The Nominating Committee is considering members who are willing to serve as volunteers for the Board of Directors, Associate Directors, or a committee. Any member who wishes to be considered should call or email VP of Human Resources Kelly Johns.
All respondents will be sent an informational packet that contains a description of duties and responsibilities, along with an application for nomination. Note: Meetings take place in Fort Wayne, IN, but there is an existing travel reimbursement policy in place with options to teleconference.
Nominations close at 5pm on October 11, 2024. Anyone who wishes to petition for nomination after the deadline has until November 29, 2024. All members who wish to become a candidate must collect 200 signatures. If a ballot process is required, the annual election of officers will be conducted by mail.
Kelly Johns, VP of Human Resources
Phone: 260.471.8336
Email: kjohns@partners1stcu.org
Partners 1st Federal Credit Union
1330 Directors Row
Fort Wayne, IN 46808
New Home For The Holidays?
Starting holiday traditions in a home you love is the expectation. Getting the gift of a low mortgage rate is the star at the top of the tree that brightens everyone’s day. Our mortgage rates are changing every day to provide the lowest possible rate for members like you. Apply today and our mortgage experts will guide you through the home-buying process.
From Indiana to Virginia, several of our staff and their family and friends joined the American Foundation for Suicide Prevention’s Out of the Darkness Charity Walks to raise funds and advocate for mental health and suicide awareness. This was an opportunity for our teams to walk side-by-side and support each other in our communities and honor the memory of those we have lost.
Holiday online shopping is almost here. While you cash in on Black Friday sales and holiday deals, make sure you practice cybersecurity safety to protect your account. Scammers take advantage of the season’s generosity and try to compromise accounts however they can. So, stay vigilant and learn how to keep your account secure.
Learn More
Thanksgiving isn’t here yet but there is one thing we are certainly thankful for… our members! We collected pencils, folders, glue sticks, scissors, notebooks, highlighters, and so much more for the schoolchildren in our communities. Thank you, members!
Fort Wayne, IN – In July, we continued our annual sponsorship of the Fort Wayne Museum of Art’s Chalk Walk. We worked hard to keep everyone hydrated under the hot sun and took over this year’s Activity Tent - providing an opportunity for children to decorate their own “chalk walk square.”
Partners 1st FCU will be closed Monday, October 14 for Columbus Day. As always, you can access your accounts online 24/7/366.
Donate canned goods and non-perishable items to be entered in a one-time $500 cash drawing.
We are a sponsor for this year’s Day of the Dead festivities at the museum. Enjoy the gallery exhibition, traditional dancing, complimentary baked goods, and more. Free admission! Learn more here.
Partners 1st FCU will be closed Monday, November 11 for Veterans Day. As always, you can access your accounts online 24/7/366.
Partners 1st FCU will be closed Thursday, November 28 for Thanksgiving. As always, you can access your accounts online 24/7/366.
Partners 1st FCU will be closed Wednesday, December 25 for Christmas. As always, you can access your accounts online 24/7/366.
Printable Version - Beyond The Transaction - Fall 2024