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Core Upgrade Updates: Partners 1st members can now use the CO-OP Shared Network at other institutions. Non-Partners 1st members cannot conduct transactions at our branches currently but can view other CO-OP Shared Network institutions with our Location Finder. We are working to get it back up and running for non-members as soon as possible. Navigate the core upgrade like a pro with the new tips available under the "Core Updates" section of our website or click here.

Individual Retirement Account (IRA)

It is never too early to start thinking about your retirement. When you start making contributions, make sure you can rest easy knowing they are protected and flexible. An investment in stocks may boom while the economy is growing but bust at inopportune times. An Individual Retirement Account, or IRA, is a way to save for retirement that is tax advantageous and safe.

IRA
We Offer:
  • Popularity
    Traditional IRA
    Since most people can qualify, this becomes a very popular IRA option. Why is it popular? A traditional IRA allows individuals to deduct a part, or all, of their annual contribution on their tax return.* Plus, they will not pay any federal taxes on their earnings until they start making withdrawals.
  • Save money
    Roth IRA
    Unlike the traditional IRA, there are income restrictions.* Yet, this is still a popular alternative that uses after-tax dollars. What does that mean? It means when you retire, you won’t be taxed on the money you withdraw because it was already taxed when you contributed.

*Contribution limits are set forth by the federal government. Partners 1st is not a tax consultant; all questions regarding deductibility or tax liability should be directed to the IRS or your tax advisor.