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Core Upgrade Updates: Partners 1st members can now use the CO-OP Shared Network at other institutions. Non-Partners 1st members cannot conduct transactions at our branches currently but can view other CO-OP Shared Network institutions with our Location Finder. We are working to get it back up and running for non-members as soon as possible. Navigate the core upgrade like a pro with the new tips available under the "Core Updates" section of our website or click here.

Student Checking

Are you looking to get a jump on preparing for your financial future? A Student Checking Account through Partners 1st is perfect for younger members who are on the go, allowing for easy access to your money from wherever life may take you!

Spend classic checking
Student Checking Account

Start building financial independence right from the very beginning with a Partners 1st Student Checking Account.

This is a great account for our younger members who are looking for ATM surcharge refunds,* which is great for college students who may be attending a university out of their home bank's ATM range. This way, they can use non-Partners 1st ATMs without the fear of having to pay fees.

If you're 13 years of age or older, you can open a Student Checking Account to start your journey to financial literacy and freedom.

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Benefits of Opening a Student Checking Account:
  • Save money
    ATM surcharge fees refunded up to $10/month
  • Free
    FREE box of checks (one per year) when you open an account, debit card, home banking, mobile check deposit, e-statements, viewing of cleared checks*
  • No money
    NO monthly fee, NO minimum balance
  • Atm
    Unlimited ATM withdrawals
  • Credit card
    Visa Credit card to help establish credit

*A Visa debit card extended to those age 13 and over with a joint owner age 18 years and over. Visa Platinum card with limits starting at $300 will only be offered to members 18 or older. Normal loan underwriting guidelines apply. All accounts verified by ChexSystems.

A balance inquiry fee at ATMs will apply based on your Partnership Level: No charge for Partnership Level 1 members; $.25 for Level 2; $.50 for Level 3. Partnership Levels are based on use of Partners 1st products and services. Level 1 requires a personal checking account, loan with a balance, online account login within last 60 days, and direct deposit or payroll within last 60 days. Level 2 requires a personal checking account, loan with a balance.

Using checks
Learn About Checking

How much do you know about your checking account? Learn more about the features, benefits, and functions of checking accounts by clicking below.