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Core Upgrade Updates: Partners 1st members can now use the CO-OP Shared Network at other institutions. Non-Partners 1st members cannot conduct transactions at our branches currently but can view other CO-OP Shared Network institutions with our Location Finder. We are working to get it back up and running for non-members as soon as possible. Navigate the core upgrade like a pro with the new tips available under the "Core Updates" section of our website or click here.

Open an Account

Whether you're a first-time homeowner looking for a mortgage or a newlywed looking to open your first joint-checking account, your account should offer all of the benefits and options to fit the way you live. Working toward your financial well-being is what makes you and I partners first.

Become a Member Today!

At Partners 1st, you're the priority. Your needs are the cornerstone of what products are built around, and your thoughts and opinions are eagerly sought out throughout your membership, so we make sure your experience with Partners 1st is really all about you.

Partners 1st has grown to serve a diverse group of members from nearly every profession. We serve multiple Select Employee Groups and several community groups. Review our eligibility requirements, and join Partners 1st today!

Switching to Partners 1st
Step 1: Open an account

Becoming a Partners 1st member means receiving all of our great member benefits. In addition to our numerous branch locations and over 25,000 ATM locations nationwide, we offer free online banking, low loan rates, and competitive investments.

Get started by filling out our membership application.

Before you move on to Step 2, you'll need a Partners 1st account number.

Step 2: Change your automatic withdrawals and deposits.

Deliver the Automatic Debit Request form to companies with which you have payments established.

Deliver the Direct Deposit/Payroll Deduction form to your employer to initiate direct deposit into your Partners 1st accounts.

Some examples of companies you should contact include; any company where you have direct deposit for payroll or Social Security, mortgage companies, insurance, utilities, telephone, and cable/satellite television providers.

Step 3: Close your accounts.

After you've completed Steps 1 & 2, wait for all outstanding transactions to clear from your previous account. This may include: checks that need to clear, debit card transactions, and automatic transactions. After you've confirmed that there are no more transactions on these old accounts you can close them. We've provided an Official Notice To Close form that can be completed and delivered to the institutions where you are closing accounts.

You're done! Welcome to Partners 1st!

1st Reward Points

Earn rewards points every time you use your Partners 1st Visa® Platinum Rewards credit card or 1st Rewards Checking. You can redeem points for:

  • Name brand items
  • Exciting vacation getaways
  • Valuable services
  • Cash and gift cards to your favorite stores (like, Kohl's, and Best Buy®)
  • And so much more!

Visit to view the entire rewards catalog and redeem your points today!

Membership Frequently Asked Questions
Do you offer credit cards?

Yes. The Partners 1st Visa Platinum and Visa Platinum Rewards card both have NO annual fee and offer competitive rates. Click here to view current rates, disclosures and to apply.

What is Shared Branching?

Shared Branching is a network of participating credit unions providing you access to your accounts at over 5,000 locations nationwide. Visit to find out if there's a branch near you or your travel destination.

Does Partners 1st really have access to over 30,000 surcharge-fee ATMs?

Yes! By partnering with two ATM networks, CO-OP and Alliance One, we can offer our members surcharge-free access to over 30,000 ATMs nationwide. You can locate these ATMs by using our ATM locator.

How do I join Partners 1st?

To join, you must open a savings account with a minimum deposit of $5 or begin a payroll deduction. This minimum deposit must stay on account at all times to remain a member in good standing and to be eligible for the other services offered at Partners 1st. This account may be opened at any of our branches, by mail, or by clicking the "Open Account" button at the top of the page. If you have questions about your eligibility to join or to request a membership application, please call 800.728.8943.

Become a Member

Start your journey to financial freedom today by completing the membership application!

Apply Now