Premium 1st Checking
Are you looking to earn dividends for maintaining a high balance, while enjoying all of the benefits other Partners 1st checking accounts have to offer? With Premium 1st Checking, banking with Partners 1st really does pay.
If you're a person who maintains a high balance and wants to earn a high money market dividend rate, then a Premium 1st Checking Account's for you.
With dividends on balances of $10,000 or more and no monthly charges if your balance stays above $5,000*, it really can pay to open a Premium 1st Checking Account.
Dividends on balances of $10,000 or more
Unlimited check writing and teller transactions
Up to six FREE ATM withdrawals per month
FREE Access Visa Debit Card for 24-hour convenience at any Alliance One, CO-OP, or Plus ATMs (cards may also be used at any merchant that accepts Visa or Interlink in order to debit the checking account for purchases)
FREE 1st Online Home Banking, mobile check deposit, online bill pay, e-statements, viewing of cleared checks, access to Partners 1st's Small Change program, overdraft protection options
No monthly service charge if a $5000 minimum balance is maintained and enrolled to receive e-statements*
*If a minimum balance of $5000 is not maintained, a monthly fee will be imposed based on Partnership Level: no charge for Level 1 members; $3.50 for Level 2; $7.50 for Level 3. A non-sufficient funds fee will be imposed on checks paid with an insufficient balance, as well as $5 per day that the checking balance remains negative. There is a $3 monthly fee for paper statements.
A balance inquiry fee at ATMs will apply based on your Partnership Level: No charge for Partnership Level 1 members; $.25 for Level 2; $.50 for Level 3. Level 1 requires a personal checking account, loan with a balance, online account login within last 60 days, and direct deposit or payroll within last 60 days. Level 2 requires a personal checking account, loan with a balance.
Normal underwriting guidelines apply. All accounts verified through ChexSystems