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CashPlease® Loans… For When Life Happens

When life throws a curveball, there’s no need to pay high interest rates on payday loans or collect fees from a cash advance on your credit card. CashPlease is a great benefit for eligible members and an alternative way to access cash fast.

This small-dollar loan is a convenient way to manage your short-term cash needs.

Why CashPlease?

Accessibility

  • Ability to apply for a loan 24/7
  • No credit report review*
  • Website is convenient and easy to use
  • Peace of mind in obtaining short-term funds from your trusted credit union

Simplicity

  • Loan funds deposited within 1-2 business days
  • “Easy Pay” option deducts repayment automatically from your account or choose the “Manual Pay” option

Affordability

  • Reasonable interest rates and fees
  • Dramatics savings over payday loan options
  • Loans are repaid in fixed installments

NOTE: The overdraft limit on your checking account will be reduced by the total original loan amount of the CashPlease loan until it is paid in full.

Apply Today

Get the cash you need fast! Call, stop by your local Partners 1st branch, or apply here.

FAQs
Who can get a CashPlease Loan?

CashPlease loans are available to eligible Partners 1st Federal Credit Union members, ages 18 and older. Account must be in good standing. Eligible accounts must be established for at least 120 days to be considered.

How much can I borrow?

The available loan amount varies based on your individual checking account activity. Typically, CashPlease Loans offered are between $200-$1,000.

How many loans can I have at one time?

Only one outstanding CashPlease Loan is permitted at any time per member.

How do I receive my money?

Once you are approved for a CashPlease Loan, funds will be credited to your checking account within 1 to 2 business days.

How does repayment of the CashPlease Loan Work?

You will get a term of 4 easy payments of principal and interest split over the course of four months. You can have these funds automatically deducted from your account on the due date or transfer the funds yourself through online access or at a branch.

What is the interest rate on the CashPlease Loan?

Please check the disclosures when you apply for a CashPlease Loan for the latest information on the interest rate and annual percentage rate (APR).

Once the loan is repaid, can I get another CashPlease Loan?

Yes! After you pay off your loan, you may reapply for another loan. Please note, we require a one day waiting period after paying off any CashPlease Loan before applying for a new one.

*Loans subject to underwriting and ability-to-repay determinations.

Get Cash Fast Today

Apply for a CashPlease Loan today and get access to the funds you need.

Apply Today