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Overdraft Protection

Overdraft Protection through Partners 1st comes in many forms - all of which can protect you from overdraft fees should your balance fall below zero.

Business Account Review
Three Unique Overdraft Plans

With three unique overdraft plans, Partners 1st is sure to have you covered! Plus, you can choose to add all three to your account, for the absolute best coverage available. Transfers from savings, line of credit, and credit card will be applied first, and then Privilege Pay will come into play.

Savings Transfer

Available to all checking account members

  • Choose a preferred overdraft sequence or default to primary savings account

Credit Line Transfer

Subject to credit approval and based on credit worthiness

  • Overdraft transfers are in $100 increments
  • Credit Lines offer a low interest rate with monthly payments that are 2% of the principal loan balance or $20, whichever is higher. Current rate is as low as 11.5% APR*

Privilege Pay

Available to checking account members that qualify ** and meet certain criteria; limit varies and consent is required. This only applies to checks, ACH, and teller transactions. To work toward ATM/POS, you must sign an opt-in form.

We're here for "U"

At Partners 1st... "U" are the difference. Your success defines us. So if you have a question, concern or simply need some assistance, please feel free reach out.

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