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What Is the NCUA & the Insurances It Provides?

The National Credit Union Association, or NCUA, is an independent agency of the U.S. government that operates the National Credit Union Insurance Fund (NCUSIF). Credit unions are federally insured through the NCUA, offering a safe place for deposits up to $250,000 per share owner, per credit union, for each account ownership category: Individual, Joint, Trust, and Retirement

To learn more about share insurance, you can check out the NCUA’s YouTube channel or use their share insurance estimator at

For a printable version of this page, click here: NCUA Insurance Coverage